Here are 7 reasons why car insurance is absolutely necessary

There is nothing quite like the freedom of driving. However, it's not a privilege to be taken lightly, and we all know what comes with great power.

Even if you are the most careful, type-A human alive who has never even gotten a parking ticket, you still need to invest in a car insurance policy. An auto insurance policy doesn’t just help you with issues relating only to your car; it can help make dealing with the aftermath (and the many different facets it can affect) of car accident-related issues far more manageable.

Here are a few ways an auto insurance policy can save the day.

1

Because nature is a fickle thing.

People tend to think of car accidents solely pertaining to incidents where one car collides with another. But the truth is nature can be just as threatening and just as random as a collision accident. From huge branches smashing through windows to debris slamming into your bumper, comprehensive coverage can help you deal with the damage after the fact in a financially feasible way. 

2

Because people like to touch what isn’t theirs.

If your car is broken into or badly vandalized, a comprehensive coverage policy can help you recoup the damages. It can also potentially help you replace any stolen items.    

3

Because people also aren’t as prepared for trouble as you are.

Some car insurance can offset major damage repair costs if you have a crash with an  uninsured or underinsured driver. You don’t want to pay for their mistakes.    

4

Because medical bills are expensive.

There is a reason why you pick urgent care over the emergency room. When you need help dealing with medical bills after an auto accident, an auto policy could help manage care costs, depending on the terms of your policy and the state you live in. 

5

Because lawyers are expensive, too.

If the accident was your fault, an insurance policy can help protect you against the costly damages of an accident-related lawsuit.  

6

Because you value stuff that isn’t your car.

If you get into an accident that’s your fault, there is a chance that the folks you collided with will come after assets like your home or retirement funds to help pay for damages. Having an insurance policy can help protect those non-car-related assets.

7

Because you’ve already invested a lot into your car.

Every time you spend money on your car, from new floor mats to installing a killer sound system, you’re investing in your car. Should your car be damaged in any way, your policy may help protect the money you’ve invested in your car upfront, and some of the extra money you have funneled into it.

vist: http://www.revelist.com/wellness/car-insurance-tips/2252/because-youve-already-invested-a-lot-into-your-car/7